Spouse Visa to ILR: Step-by-Step Guide 2026
Complete guide to getting ILR on a spouse or partner visa. Covers the 5-year route, SET(M) form, financial requirement, absence rules, English language, documents, costs, and the path to citizenship.
Track your ILR countdown automatically
Log trips, monitor absences, and see exactly when you can apply.
Overview: the spouse/partner route to ILR
The spouse or partner visa (formally known as the "Family visa, partner") is one of the most common routes to indefinite leave to remain (ILR) in the UK. If you are married to, in a civil partnership with, or in a long-term relationship with a British citizen or a person with settled status in the UK, this route allows you to live and work in the UK and eventually apply for permanent settlement.
The standard route to ILR on a spouse visa takes 5 years of continuous residence in the UK. During this time, you hold two consecutive grants of leave: an initial visa and one extension. After completing the 5-year qualifying period, you apply for indefinite leave to remain using the SET(M) form, "Settlement: family life, partner."
There is also a 10-year route for applicants who do not meet all of the requirements for the 5-year route (for example, if the financial requirement is not met in full). The 10-year route leads to ILR after 10 years of continuous lawful residence, using a different application form. This guide focuses primarily on the standard 5-year route, as it is the path most spouse visa holders follow.
Indefinite leave to remain (ILR), also known as settled status or permanent residence, removes the restrictions of your visa. Once granted, you no longer need to meet the financial requirement, you can access public funds, and you gain full NHS access without paying the Immigration Health Surcharge. It is also a prerequisite for applying for British citizenship through naturalisation.
The rules are set out in the GOV.UK settlement guidance for family visas and Appendix FM of the Immigration Rules. This guide distils the key points into plain language, but always check the latest official guidance or consult an immigration adviser for your specific situation.
Eligibility requirements
To qualify for indefinite leave to remain as a spouse or partner, you must meet all of the following requirements at the time you submit your SET(M) application. Each requirement applies at the point your indefinite leave to remain application is assessed, not when your original visa was issued.
1. Five years of continuous residence
You must have spent 5 continuous years in the UK on the partner route. This means holding an initial spouse/partner visa followed by one extension (FLR(M)), with no breaks in your lawful residence.
2. Financial requirement
You must continue to meet the minimum income threshold at the time of your ILR application. The financial requirement has increased significantly; see the dedicated section below for current thresholds and how to meet them.
3. Genuine and subsisting relationship
You must demonstrate that your relationship with your British or settled partner is genuine and continuing. The Home Office will assess whether you are still living together and in a genuine relationship at the time of your ILR application. You will need evidence such as joint financial accounts, shared bills, correspondence addressed to both of you at the same address, and photographs together over the qualifying period. If your relationship has broken down before you reach ILR, see our guide on ILR after divorce or separation for the options available to you.
4. English language at B1 level
For ILR, you must demonstrate English language ability at CEFR level B1 or above. This is a higher requirement than the initial visa (A1) or extension (A2). You can satisfy this by passing an approved SELT test at B1 level, holding a degree taught or researched in English, or being a national of a majority English-speaking country.
5. Life in the UK test
You must have passed the official Life in the UK test before submitting your ILR application. The test is a 24-question multiple-choice exam with a pass mark of 75% (18 out of 24). There are exemptions for applicants aged 65 or over, or those with certain physical or mental conditions.
6. Absence limit not exceeded
You must not have been absent from the UK for more than 180 days in any rolling 12-month period during your qualifying period. This is the same absence rule that applies to all ILR routes.
7. No criminal convictions
You must meet the good character requirement. Unspent criminal convictions, immigration offences, or deception in previous applications can result in refusal.
Summary of requirements
| Requirement | Details |
|---|---|
| Continuous residence | 5 years on the partner route (initial visa + FLR(M) extension) |
| Financial requirement | Minimum income threshold met throughout and at ILR application |
| Genuine relationship | Evidence of living together in a genuine and subsisting relationship |
| English language | B1 level (higher than A1/A2 required at earlier stages) |
| Life in the UK test | Passed (75% pass mark, 24 questions) |
| Absences | No more than 180 days in any rolling 12-month period |
| Good character | No unspent convictions, no deception, no immigration breaches |
The 5-year route timeline
The spouse/partner route to ILR consists of three stages. Understanding each stage and its requirements helps you plan ahead and avoid mistakes that could delay your settlement.
Stage 1: initial spouse/partner visa (33 months)
Your journey begins with the initial visa, which is granted for 2 years and 9 months (33 months). If you are applying from outside the UK, you receive a 30-day visa vignette in your passport and must enter the UK within that window. You then collect your BRP (Biometric Residence Permit), which is valid for the full 33-month period.
During this stage, you can work in the UK without restriction. You must continue to live with your partner and maintain the financial requirement. Start logging your trips abroad immediately; even short trips count towards the 180-day absence limit.
Stage 2: FLR(M) extension (30 months)
Before your initial visa expires, you must apply for an extension using the FLR(M) form ("Further Leave to Remain, Marriage/Civil partnership/Partner"). This extension is granted for 2 years and 6 months (30 months).
At this stage, you must demonstrate that your relationship is still genuine and subsisting. You need to meet the financial requirement again and pass an English language test at A2 level (or higher). You will also pay the IHS (Immigration Health Surcharge) for the extension period.
It is critical to submit your FLR(M) application before your initial visa expires. If your visa lapses before you apply, you may become an overstayer, which can jeopardise your entire route to settlement.
Stage 3: ILR application using SET(M)
After completing 5 years of continuous residence (initial visa + extension), you are eligible to apply for indefinite leave to remain. The application is made using the SET(M) form. You can submit your application up to 28 days before the 5-year qualifying period ends.
At ILR stage, the English language requirement increases to B1 level. You must also have passed the Life in the UK test. The financial requirement must still be met.
Timeline at a glance
| Stage | Form | Duration | English level |
|---|---|---|---|
| Initial visa | VAF (online application) | 33 months | A1 |
| Extension | FLR(M) | 30 months | A2 |
| Settlement | SET(M) | Indefinite | B1 |
The financial requirement in detail
The financial requirement is one of the most scrutinised aspects of the spouse visa route to indefinite leave to remain. You must prove that you and your partner have enough income to support yourselves (and any dependants) without relying on public funds. The rules changed significantly in 2024 and understanding the current thresholds is essential before you apply for either the initial spouse visa, the FLR(M) extension, or indefinite leave to remain.
Minimum income threshold in 2026
The minimum income requirement for a spouse or partner visa was raised to £29,000 per year in April 2024. This was a significant increase from the previous threshold of £18,600, which had been in place for over a decade. The £29,000 threshold applies to new applications for the initial visa and is being phased in for extensions and indefinite leave to remain applications. Check the latest GOV.UK guidance for the threshold that applies to your specific stage, as transitional arrangements may apply depending on when your initial visa was granted.
If you have dependent children who are not British citizens and are not already settled in the UK, the threshold increases: an additional £3,800 for the first child and £2,400 for each subsequent child beyond the first.
What counts as income for the financial requirement
The following income sources can be used to meet the financial requirement:
- Salaried employment: Gross annual salary from employment. If you have been employed for less than 6 months, your current annualised salary is used. If employed for 6 to 12 months, the Home Office uses a combination of current salary and actual income received. If employed for more than 12 months, the income received in the 12 months before the application must meet the threshold.
- Self-employment income: Net profit from self-employment, averaged over the most recent full financial year or the average of the two most recent full financial years. You need your Self Assessment tax return (SA302) and a tax year overview from HMRC.
- Pension income: State pension, private pensions, or occupational pension received by either the applicant or the sponsor. The full annual pension amount counts.
- Rental income from property: Net rental income (after mortgage payments, letting agent fees, and other allowable costs) from property owned by the applicant or sponsor.
- Dividends and interest: Income from investments, dividends from shares, or bank interest received in the 12 months before the application.
- Savings to make up a shortfall: If your income falls short of the threshold, cash savings can bridge the gap. The savings threshold is currently £88,500. To calculate how much savings you need: take the annual shortfall in income, multiply by 2.5, and add £16,000. For example, if your income is £24,000 (shortfall of £5,000 against the £29,000 threshold), you would need savings of at least £16,000 + (£5,000 x 2.5) = £28,500. The savings must have been held in your account for at least 6 months before the application.
What does not count as income
Not all income sources are accepted. The following are specifically excluded from the financial requirement calculation:
- Tax credits (Child Tax Credit, Working Tax Credit)
- Universal Credit and most other means-tested welfare benefits
- Contributory benefits (for example, Job Seeker's Allowance or Employment and Support Allowance)
- Child Benefit
- Maternity pay and paternity pay (though some exceptions apply)
- Income from a third party (for example, parents or other relatives providing financial support)
- Loans or credit
How to calculate if income varies
If your income varies from month to month (common for those in non-salaried employment, commission-based roles, or zero-hours contracts), the calculation depends on how long you have been employed:
- Less than 6 months in current job: Your annualised salary based on your current contracted hours and pay rate is used, not your actual earnings to date.
- 6 to 12 months in current job: The Home Office looks at whether your annualised current salary meets the threshold and may also consider actual income over the period employed.
- More than 12 months in current job: Total income received in the 12 months before the application date must equal or exceed the annual threshold. If you receive variable pay (overtime, bonuses, commission), these can be included if they appear on your payslips.
Whose income counts
Both the applicant (the spouse visa holder) and the sponsor (the British or settled partner) can contribute income. Most commonly, the sponsor's employment income forms the primary source. Income the applicant earns from employment or self-employment in the UK is also counted in full. If the applicant is working outside the UK, only certain types of overseas income qualify. Income from a second job or multiple employers can be combined if all sources are properly evidenced.
Common pitfall: income gaps
If either partner changes jobs, takes a period of unpaid leave, or has a gap in employment, this can create holes in the income evidence that make it harder to demonstrate you meet the threshold continuously. Plan job changes carefully around your indefinite leave to remain application date. If you are considering changing employer, try to do so far enough in advance that you have at least 6 months of payslips from the new role before you apply for indefinite leave to remain.
Absence rules
The absence rules for the spouse visa route are the same as for all ILR routes: you must not be absent from the UK for more than 180 days in any rolling 12-month period during your qualifying period.
How the rolling window works
The Home Office does not check one fixed 12-month block. Instead, every possible 12-month window across your 5-year qualifying period is assessed. This means trips at the end of one year and the start of the next can both fall within the same window. Clustering trips together is the most common way people accidentally breach the rule.
How departure and arrival days are counted
The day you leave the UK is counted as a day of absence. The day you return is counted as a day of presence. For example, if you fly out on 1 March and fly back on 15 March, you have 14 absence days (1 March through 14 March inclusive). This counting method is consistent across all ILR routes.
Late entry gap
If you applied for your spouse visa from outside the UK, the gap between your visa start date and your actual entry counts as absence. If your visa started on 1 January but you arrived on 20 January, those 19 days are immediately deducted from your 180-day allowance for the first 12-month window. Enter the UK as soon as possible after your visa vignette is issued.
Planning trips safely
Over a 5-year period, 180 days per 12-month window gives you roughly 2.5 weeks of travel per month, which sounds generous until you factor in family visits, emergencies, and holidays. Many spouse visa holders have family overseas and travel frequently. Use our ILR Absence Calculator to check your absence status before booking any trip. You can also read our detailed guide to the ILR absence rules for a full explanation of how rolling windows work.
English language requirement
The English language requirement increases at each stage of the spouse visa route. This progressive approach means you need to plan ahead and potentially take multiple tests.
| Stage | Minimum CEFR level | What it means |
|---|---|---|
| Initial visa application | A1 | Basic user, can introduce self, ask simple questions |
| FLR(M) extension | A2 | Elementary, can communicate in routine tasks |
| SET(M) / ILR application | B1 | Independent user, can deal with most situations while travelling |
Accepted tests
You must take a Secure English Language Test (SELT) from an approved provider. The two main providers are:
- IELTS for UKVI (Life Skills): The most popular option. The A1, A2, and B1 versions are specifically designed for UK immigration purposes. The Life Skills test covers speaking and listening only. Costs approximately £150 per attempt.
- Trinity College London (GESE): Graded Examinations in Spoken English. Another accepted provider for immigration purposes.
Exemptions
You do not need to take an English language test if you:
- Are a national of a majority English-speaking country (includes the USA, Canada, Australia, New Zealand, Jamaica, and others; see the full Home Office list)
- Hold a degree that was taught or researched in English (with NARIC confirmation)
- Are aged 65 or over at the date of application
- Have a physical or mental condition that prevents you from meeting the requirement (with medical evidence)
Planning tip
If you took an A2 SELT for your FLR(M) extension, you will need to book and pass a B1 level test before your ILR application. Do this well in advance, as test centres can have waiting lists, and if you fail you will need time to retake. Most people pass the B1 Life Skills test first time, but do not leave it until the last minute.
Life in the UK test
The Life in the UK test is a mandatory requirement for ILR (and later, for naturalisation). It is a computer-based test covering British values, history, traditions, and everyday life.
Key facts
- Format: 24 multiple-choice questions, 45 minutes
- Pass mark: 75% (18 out of 24 correct)
- Cost: £50 per attempt
- Booking: Online at the official GOV.UK booking page
- Results: You receive your result immediately after the test. If you pass, you get a unique reference number that you include in your ILR application.
- Retakes: You can retake the test as many times as needed, with a minimum 7-day gap between attempts.
When to take it
There is no time limit on when you take the test relative to your ILR application. A pass certificate does not expire. Most people take it 6 to 12 months before they plan to apply for ILR, giving them a buffer in case they need to retake. We recommend taking it during year 4 of your qualifying period.
How to prepare
The test is based on the official handbook, Life in the United Kingdom: A Guide for New Residents. Study the handbook and practise with mock tests. Our Life in the UK Practice Quiz has 1,000 practice questions covering all 5 chapters of the handbook, with three test modes including timed mock exams that replicate the real test format.
Exemptions
You are exempt from the Life in the UK test if you are aged 65 or over, or if you have a long-term physical or mental condition that means you cannot reasonably be expected to take the test (supported by medical evidence).
Application form SET(M)
The SET(M) form, Settlement: family life as a partner of a person present and settled in the UK, is the application form used to apply for indefinite leave to remain on the spouse/partner route. It is completed and submitted online via GOV.UK.
What the form covers
The SET(M) application is extensive. It covers:
- Personal details: Your full name, date of birth, nationality, passport details
- Immigration history: Your visa history in the UK, including all previous applications
- Relationship details: When you met your partner, when you married or entered a civil partnership, evidence of cohabitation
- Accommodation: Where you and your partner live, whether you own or rent, whether the property is adequate for your family
- Financial details: Income and employment details for both you and your partner
- Travel history: Every trip outside the UK during your qualifying period, with dates of departure and return
- English language: How you meet the B1 requirement
- Life in the UK test: Your pass certificate reference number
- Character questions: Criminal convictions, pending charges, civil judgments, immigration breaches
- Dependant children: Details of any children included in the application
How to submit
The SET(M) application is submitted online. After completing the form and paying the fees, you book a biometrics appointment at a UKVCAS (UK Visa and Citizenship Application Services) centre. At the appointment, your fingerprints and photograph are taken, and you upload your supporting documents via the online portal. You can also submit physical documents if needed.
Timing your application
You can submit SET(M) up to 28 days before completing your 5-year qualifying period. Do not submit earlier than this, as the application will be rejected. Use the ILR Eligibility Calculator to find your exact earliest application date.
Required documents
The evidence you submit with your SET(M) application is crucial. Insufficient or disorganised evidence is one of the most common causes of delays and refusals. Prepare everything well in advance. Many applicants find it helpful to use a spouse visa UK checklist from the very start of their qualifying period, so that by the time they reach the indefinite leave to remain stage every document is already organised and ready.
Essential documents
- Valid passport: Your current passport and any previous passports covering the qualifying period (for stamp evidence and travel history verification).
- Current BRP: Your Biometric Residence Permit must be valid at the time of application.
- Marriage or civil partnership certificate: The original certificate (or a certified translation if not in English).
- Evidence of genuine relationship: This is where many applicants fall short. You need a substantial body of evidence including:
- Joint bank account statements or evidence of shared finances
- Joint tenancy agreement or mortgage in both names
- Utility bills, council tax bills, or broadband bills in both names
- Correspondence (official letters, government documents) addressed to both partners at the same address
- Photographs together throughout the qualifying period (clearly showing different occasions and dates)
- Evidence of shared responsibilities (insurance policies, emergency contacts, etc.)
- Financial evidence: Payslips (at least 6 months, ideally 12), P60 certificates, employer letter confirming job title and salary, bank statements showing salary deposits, and any other income evidence (self-employment accounts, rental income, savings).
- English language certificate: Your B1 SELT certificate, or evidence of exemption (degree certificate, passport from a majority English-speaking country).
- Life in the UK test pass: The unique reference number from your pass notification.
- Travel history evidence: Passport stamps, boarding passes, flight bookings, and bank statements showing foreign transactions. If you used eGates (which do not stamp your passport), you may need to request entry/exit data from the Home Office.
Documents checklist at a glance
| Document | Where to get it | Lead time |
|---|---|---|
| Valid passport | Your country's embassy/consulate | 4-8 weeks |
| Marriage/CP certificate | Already in your possession | N/A (get certified translation if needed) |
| Current BRP | Already in your possession | N/A |
| Financial evidence | Employer, bank, HMRC | 1-2 weeks for employer letter |
| Relationship evidence | Collect throughout qualifying period | Start collecting from day one |
| B1 English certificate | IELTS or Trinity test centre | 2-4 weeks (booking + results) |
| Life in UK test pass | Official test centre | 2-4 weeks for a slot |
| Bank statements | Your bank | Immediate if online |
Working through a thorough spouse visa UK checklist well before your application date reduces stress and gives you time to chase missing items such as employer letters or certified translations. Our ILR Document Checklist covers every item on the SET(M) spouse visa UK checklist, so you can track your document preparation progress and ensure nothing is missed on the road to indefinite leave to remain.
Spouse visa UK cost: complete 2026 breakdown
The spouse visa UK cost is one of the most significant financial commitments in the UK immigration system. Many applicants focus on the immediate visa fee without accounting for the Immigration Health Surcharge, English language tests at each stage, and the final indefinite leave to remain application fee. Understanding the full spouse visa cost UK before you begin helps you plan your finances and avoid any last-minute surprises. The total cost of the spouse visa route to indefinite leave to remain is substantial: typically around £10,000 to £13,000+ in government fees alone over the 5-year qualifying period.
Initial spouse visa cost (applying from outside the UK)
If you are applying for a spouse visa from outside the UK, the initial application fee is £3,226. You also pay the Immigration Health Surcharge (IHS) upfront for the full visa period of 33 months. At the current IHS rate of £1,035 per year, the IHS for the 33-month initial visa period is approximately £2,846. Combined with the biometrics fee of £19.20, your upfront spouse visa UK cost when applying from outside the UK is approximately £5,894 before any English language test costs.
Switching inside the UK (in-country application)
If you are already in the UK and switching to a spouse visa from another category, the in-country application fee is £1,258 (lower than the out-of-country rate). The IHS is still payable at the same rate for the 33-month period. Your total upfront cost for switching inside the UK is approximately £4,100.
Full cost breakdown: spouse visa to indefinite leave to remain
| Stage | Fee | Notes |
|---|---|---|
| Initial spouse visa (outside UK) | £3,226 | £1,258 if switching inside UK |
| IHS for initial visa (33 months) | ~£2,846 | At £1,035/year; paid upfront with visa application |
| Biometrics (initial visa) | £19.20 | Standard UKVCAS appointment |
| A1 English test | ~£150 | IELTS Life Skills A1 or Trinity GESE |
| FLR(M) extension application | £1,048 | In-country extension after 33 months |
| IHS for extension (30 months) | ~£2,587 | At £1,035/year; paid upfront with extension |
| Biometrics (extension) | £19.20 | Standard UKVCAS appointment |
| A2 English test | ~£150 | Required at extension stage |
| SET(M) indefinite leave to remain application | £3,226 | The main indefinite leave to remain fee at 5-year mark |
| Biometrics (ILR) | £19.20 | Standard UKVCAS appointment |
| B1 English test | ~£150 | Required for indefinite leave to remain application |
| Life in the UK test | £50 | Required for indefinite leave to remain application |
| Grand total (approx.) | ~£13,100 | Out-of-country initial visa + full 5-year route to indefinite leave to remain |
The IHS is the biggest single cost driver
Many applicants are surprised to discover that the Immigration Health Surcharge across the initial visa and extension periods adds up to over £5,400. The IHS is paid upfront at each stage and covers your NHS access during that period. Once you are granted indefinite leave to remain, you no longer pay the IHS. You have full NHS access as a settled person without any ongoing health surcharge payments. This is one of the significant financial benefits of reaching indefinite leave to remain on the spouse visa route.
Path to settlement total: the key numbers
To summarise the key milestones in the spouse visa UK cost:
- Initial spouse visa upfront cost (outside UK): approximately £5,900 (visa fee + IHS + biometrics)
- FLR(M) extension upfront cost: approximately £3,600 (extension fee + IHS + biometrics)
- Indefinite leave to remain (SET(M)) cost: approximately £3,250 (ILR fee + biometrics + tests)
- Total government fees across all three stages: approximately £13,100
These figures are approximate and subject to change. The IHS rate is currently £1,035 per year. Use our NHS Surcharge Calculator to calculate the exact IHS amount for your specific visa duration, and our UK Visa Cost Calculator for a personalised total cost estimate.
Spouse visa to ILR checklist: complete document list
Preparing a thorough spouse visa to ILR checklist from the start of your qualifying period is one of the most effective things you can do to ensure your indefinite leave to remain application is approved without delays. The Home Office expects a comprehensive body of evidence for the SET(M) application. Below is a complete spouse visa UK checklist of the documents you will need to gather throughout the 5-year qualifying period and submit with your indefinite leave to remain application.
Identity and immigration documents
- Your current valid passport and all previous passports covering the qualifying period (for entry stamps and travel history verification). If you entered the UK using eGates, which do not stamp passports, gather boarding passes, flight booking confirmations, and bank statements showing foreign transactions to evidence your travel history.
- Your current Biometric Residence Permit (BRP) showing your current leave to remain.
- Your sponsor's passport or British nationality documents, or their BRP or other evidence of settled status if they are a non-British settled person.
Relationship documents
- Marriage certificate or civil partnership certificate: the original document (or a certified English translation if it is in another language).
- Divorce certificates for any previous marriages of either partner (if applicable).
Cohabitation evidence (genuine relationship)
This is the section where many applications fall short. You need ongoing evidence spanning the full qualifying period. Collect as many of the following as possible:
- Joint bank account statements showing both names and the same address
- Joint tenancy agreement or mortgage in both names at the same address
- Utility bills (gas, electricity, water) in both names at the same address
- Council tax bills addressed to both partners jointly
- Broadband or TV licence in both names or in one name at the shared address
- Official correspondence (HMRC, NHS, pension) addressed to each of you at the same address
- Joint insurance policies (home contents, car, travel) in both names
- Evidence of shared financial commitments (joint loan, shared subscription services)
- Photographs together across the qualifying period, showing different occasions, dates, and locations
- Social media posts or messages evidencing your relationship and life together (optional but supportive)
- Letters or cards exchanged during any periods you were separated by travel
- Evidence that you are listed as each other's emergency contacts, next of kin, or beneficiaries
Financial requirement evidence
- Payslips: at least the last 6 months of payslips from your employer (12 months is stronger). Both applicant and sponsor payslips if both are employed.
- Bank statements: personal bank statements for at least 6 months showing salary deposits matching the payslips.
- P60 certificate(s): the most recent P60 for each employed person.
- Employer letter: a letter from the sponsor's (and/or applicant's) employer confirming current employment, job title, salary, and whether the employment is permanent or temporary.
- Self-employment evidence (if applicable): SA302 tax calculation, tax year overview from HMRC, and business bank statements.
- Savings evidence (if using savings to meet a shortfall): bank statements for at least 6 months showing the savings balance has been maintained at the required level.
English language and tests
- B1 English language certificate: your SELT certificate from an approved provider (IELTS Life Skills B1 or Trinity GESE Grade 5 or above). Not required if you are a national of a majority English-speaking country or hold a degree taught in English.
- Life in the UK test pass notification: the unique reference number from your pass confirmation (received immediately after the test).
Photographs
- Passport-style photographs of the applicant (and any dependants included in the application), meeting the standard UK passport photo requirements.
Travel history evidence
- A complete list of all trips outside the UK during your 5-year qualifying period, with departure and return dates for each trip.
- Passport stamps, boarding passes, or flight booking confirmations to evidence each trip.
- If you cannot provide passport evidence (for example, because you used eGates), bank statements showing transactions abroad or flight booking records are acceptable.
Documents for dependant children (if applicable)
- Child's passport and BRP (if they hold one)
- Child's birth certificate
- Evidence of the child's relationship to both parents
- Any custody or access arrangements relevant to the child
Use our ILR Document Checklist to track your document preparation progress. The checklist is tailored to the spouse/partner route and covers every item on this spouse visa UK checklist, so you can see at a glance what you have gathered and what still needs to be obtained on the road to indefinite leave to remain.
Common mistakes
Many spouse visa ILR applications are refused or delayed due to avoidable errors. Here are the most common mistakes and how to avoid them.
1. Insufficient evidence of genuine relationship
This is the single most common reason for SET(M) refusals. Submitting a few photographs and a joint bank statement is not enough. The Home Office expects a comprehensive body of evidence spanning the full qualifying period: joint financial commitments, shared correspondence, photos from different occasions over the years, and evidence that you are building a life together. Start collecting evidence from day one of your visa. Do not wait until your ILR application.
2. Exceeding the 180-day absence limit
Spouse visa holders with family overseas are particularly at risk of breaching the absence rule. Extended visits home, combined with holidays and emergencies, can push you over the 180-day limit in a rolling 12-month window. Track every trip from the start and check your status before booking travel. Use our ILR Absence Calculator for automatic rolling window checks.
3. Not meeting the increased English language requirement
Many applicants pass the A2 test for their FLR(M) extension and forget that ILR requires B1. If you do not book and pass a B1 test before submitting your SET(M) application, it will be refused. Allow time for booking, preparation, and potential retakes.
4. Financial requirement gaps
If your sponsor changed jobs, took time off, or had a salary reduction during the 12 months before your application, the income evidence may show a gap. The Home Office examines income closely. Ensure continuous employment and income coverage, and if there are gaps, consider whether savings can make up the shortfall.
5. Missing the application deadline
Your FLR(M) extension visa has an expiry date. You must submit your SET(M) application before it expires. If your visa lapses before you apply, you become an overstayer, which can derail your entire case. Set reminders well in advance and submit with time to spare.
6. Incorrect or incomplete form
Mistakes on the SET(M) form (wrong dates, missing travel entries, incorrect financial figures) can lead to delays or refusals. Double-check every section, especially your travel history (cross-reference against passport stamps and flight records) and financial details. If in doubt, have an immigration adviser review your application before submission.
After ILR: path to citizenship
Once your SET(M) application is approved, you have indefinite leave to remain, granting you permanent residence in the UK with no time restrictions on your stay. Indefinite leave to remain is a major milestone: you move from being a visa holder with ongoing conditions to a fully settled resident. Here is what changes and what comes next once indefinite leave to remain is granted.
What indefinite leave to remain gives you
- No visa restrictions: With indefinite leave to remain you can work for any employer, become self-employed, or stop working. No financial requirement, no sponsor needed.
- Access to public funds: You become eligible for Universal Credit, Housing Benefit, and other welfare benefits if needed.
- Full NHS access: No more Immigration Health Surcharge payments once indefinite leave to remain is granted.
- Right to study: No restrictions on courses. You may be eligible for home fee status and student finance.
Path to British citizenship
Spouse visa holders who obtain ILR have a particularly favourable path to citizenship. If you are married to (or in a civil partnership with) a British citizen, you can apply for naturalisation after holding ILR for just 12 months. The naturalisation requirement for spouses of British citizens is 3 years of residence (rather than the standard 5 years), but since you already have 5 years from the ILR route, you typically become eligible 12 months after receiving ILR.
Naturalisation has its own absence rules: no more than 270 days absent in the 3 years before your citizenship application (for spouses of British citizens), and no more than 90 days in the final 12 months. See our guide to naturalisation requirements for the full details.
ILR can be lost
One important caveat: ILR lapses if you leave the UK for more than 2 continuous years. If you spend more than 2 years abroad, you would need to apply for a Returning Resident visa to come back. If you plan to apply for citizenship, it is generally advisable to do so as soon as you are eligible, as citizenship cannot be lost in the same way.
How ILR Tracker helps
The spouse visa to indefinite leave to remain journey spans 5 years and involves managing trips, finances, documents, English tests, and relationship evidence. Staying organised from day one of your visa is the most effective way to ensure your indefinite leave to remain application goes smoothly. Many applicants underestimate how much documentation the Home Office expects by the time indefinite leave to remain is applied for, which is why building your spouse visa UK checklist early makes such a difference. ILR Tracker was built to help you stay on top of all of it.
Absence tracking with rolling windows
Log your trips and ILR Tracker automatically checks every rolling 12-month window across your qualifying period. You see exactly how many absence days you have used, which windows are at risk, and how many safe travel days remain. No more guesswork or spreadsheet formulas.
Eligibility date calculator
Enter your visa start date and see your exact ILR eligibility date, including the 28-day early application window. It accounts for late entry gaps and COVID-19 Exceptional Assurance periods.
Document checklist and readiness score
The Application Planner provides a document checklist specifically tailored to the spouse/partner route. Track which documents you have gathered and get a readiness score based on eligibility, documents, tests, and financial preparation.
Financial planning
See a clear breakdown of all costs involved in your ILR application and the full 5-year route. Plan your savings so there are no surprises when application day arrives.
Free tools to get started
You do not need an account to try our free calculators:
- ILR Eligibility Calculator - Find out when you can apply for ILR based on your visa start date and trip history.
- ILR Absence Calculator - Check your absence days across every rolling 12-month window instantly.
- ILR Document Checklist - See exactly what documents you need for your spouse visa ILR application.
- Life in the UK Practice Quiz - 1,000 practice questions to prepare for the Life in the UK test.
For ongoing tracking with saved trip history, trip import from calendars and spreadsheets, financial planning, and application readiness scoring, create a free ILR Tracker account.
Try our free calculators
Frequently Asked Questions
How long does it take to get ILR on a spouse visa?
The standard route takes 5 years in total. You are first granted an initial spouse or partner visa for 2 years and 9 months (33 months). You then apply for an extension (FLR(M)) for another 2 years and 6 months (30 months). After completing 5 years of continuous residence, you can apply for ILR using the SET(M) form. You can submit your indefinite leave to remain application up to 28 days before the 5-year mark. Standard processing takes 6-8 weeks, though priority and super priority services are available.
What happens to my spouse visa if my relationship breaks down?
If your relationship ends during the 5-year route, you may still be able to apply for leave to remain if there is evidence of domestic violence or abuse. Under the Destitution Domestic Violence (DDV) concession, you can apply for 3 months' leave and access public funds while you make an application for indefinite leave to remain as a victim of domestic violence. If the relationship simply ends without abuse, you would normally need to leave the UK or switch to a different visa category if eligible. If your partner dies during the qualifying period, you may still be able to apply for ILR.
Can my children apply for ILR at the same time as me?
Yes. Dependent children who were included on your original spouse visa application (or who have been granted leave as dependants) can apply for indefinite leave to remain at the same time as you. Each child needs their own application. Children born in the UK to a parent with ILR automatically become British citizens. Children born before the parent gets ILR can be registered as British citizens after the parent is granted ILR.
How long does the SET(M) application take to process?
Standard processing for the SET(M) application typically takes 6 to 8 weeks from the date of your biometrics appointment. Priority processing (decision within 5 working days) costs around £500, and super priority processing (decision by end of next working day) costs around £1,000. Processing times can vary depending on the complexity of your case and the volume of applications. This is a common question when navigating the indefinite leave to remain process.
Can I work in the UK while on a spouse visa and while waiting for my ILR decision?
Yes. The spouse or partner visa allows you to work in the UK without restriction. You can be employed full-time, part-time, or self-employed. There are no restrictions on the type of work or salary level. While your indefinite leave to remain application is pending, your existing visa conditions remain in effect, meaning you can continue to work. Under Section 3C of the Immigration Act 1971, your leave is automatically extended while an in-time application is being considered.
Related Guides
ILR Absence Rules
Everything you need to know about the ILR 180-day absence rule, how rolling 12-month windows work, what counts as an absence day, and how to stay within limits.
ILR Costs 2026
Full breakdown of ILR application fees for 2025/26 including visa fee, NHS surcharge, biometrics, priority services, English test, Life in UK test, and optional lawyer costs.
Naturalisation Requirements
How to apply for British Citizenship through naturalisation. Covers residency requirements, the 450-day and 90-day absence rules, good character, Life in UK test, and the full application process.